In Australia there are millions of credit files containing negative listings, which create hardship for individuals and families. The outcome of a bad credit file can affect you in many ways.
Once a creditor places a negative listing on your file, you are put into a category called credit impaired, which unfortunately leaves you financially handicapped and with limited options. These vary from not being able to put a home phone or mobile on in your name, to getting credit cards, home loans, car finance, business loans, personal loans or any form of credit through major banks.
The listings stay on your credit history until the term is up (see table). Paying them does not remove them, however, only updates them as paid.
We can help you remove:
– Defaults
– Court Judgements
– Clearouts
– Busy Credit File
If you are concerned about your bad credit or if you would like to find out what your options are then give us a call now on 1300 858 698 or get in touch through the contact page
We provide products to help you understand and manage your credit history. Contact us today and we will assist you through the whole process.