Key Credit Repair offer different types of settlements and you will have nothing less than professional representation.

Debt Settlements

Not all debt solutions are the same
Worse still… not all debt solutions are realistic, responsible or fair

If you are about to hand over money for a Debt-Solution, or for protection from over-zealous Debt Collectors, you should expect Professional Representation to offer all the protection that the law can provide, not just one-size-fits-all practices and policies.

A debt settlement focuses on settling your unsecured debts for less than what you owe. Unsecured debts include credit cards, store cards, personal loans, larger phone bills or utilities.

Debt settlements are rarely used to settle secured debts (like a home loan), because the creditor is more likely to repossess a house than accept a payment for less than it’s worth. However, Key Credit Repair has been successful with settling secured debts in the past.

If you are concerned about your home or car being repossessed, Key Credit Repair offer a number of solutions that could help you save them.

For a debt settlement to be successful you will need to be able to obtain a lump sum, within a reasonable period of time. This can come from family or friends and can be less than the amount you owe.

Dispute Settlements

A Lump Sum Will be Required

If you’re unable to obtain a lump sum, we offer a number of other options that also involve paying back less than the full amount, without coming up with an upfront payment to your creditors.

If you have fallen behind on payments and can come up with between 40% and 100% of what you owe as a single payment, within a reasonable period of time (around 3 months) a Debt Settlement may be the right option for you.

Mortgage Settlements

For a personalised service, contact Key Credit Repair to arrange an obligation free meeting to discuss your circumstances and whether a formal or informal insolvency arrangement may be beneficial to your circumstances.

Get a personal consultation.

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Other services.

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Mortgage Stress

If you are having problems paying your mortgage, we can help stop the bank from repossessing your property and negotiate …


Key Credit Repair offer different types of settlements and you will have nothing less than professional representation.

Mediation Services

We mediate between parties to finalise a settlement in a dispute, where it is divorce, partnership, family etc.

Liquidations and Bankruptcy

At Key Credit Repair, we have handled a significant number of bankruptcy matters, ranging from relatively simple informal arrangements with creditors, to multi-million dollar bankrupt estates stretching across Australia, and almost everything in between.

Debt Negotiation

Debt negotiation is one of the simplest and most effective ways to regain control over your finances.